Liability Insurance
Upcoming Changes to Professional Liability Protection Requirements
By December 1, 2023, all of Manitoba’s Licensed Practical Nurses (LPNs) and Graduate Practical Nurses (GPNs) must have the status of beneficiary with the Canadian Nurses Protective Society (CNPS) and be eligible for CNPS professional liability protection.
For LPNs, registration for CNPS Core Services, which includes eligibility for professional liability protection, will occur as part of their CLPNM annual registration renewal.
Please review our FAQs on Changes to Professional Liability Protection Requirements and visit the CNPS website for more information.
Notice of this upcoming change was provided to all CLPNM registrants in January of 2023.
Current Liability Insurance Information
The following information is current up to December 1, 2023.
In accordance with Section 25 of the Licensed Practical Nurses Regulation, all practical nurses in Manitoba are required to carry liability insurance. Liability insurance protects the public by ensuring they have recourse in the event of an error or omission. Up to and including the 2023 registration years, Manitoba LPNs hold errors and omissions insurance through Lloyd Sadd.
The documents below have been prepared by Lloyd Sadd, to help LPNs understand their insurance coverage. It is important for LPNs to review these bulletins and to take note of what is included and excluded from this coverage.
Any questions or requests for further information about the policy should be directed to the insurance broker, Lloyd Sadd.
It is also important that LPNs be aware of the circumstances in which they require additional coverage. The following bulletin describes some of these circumstances.
If you have questions about your insurance coverage when delivering virtual care, please see here
- CNPS Liability Protection
If you have questions about CNPS Liability Protection see the FAQ page here
For Self-Employed LPNs
All LPNs who are self-employed must hold commercial general liability insurance in addition to the errors and omissions liability insurance purchased by the CLPNM on behalf of its registrants. Consult the CLPNM’s Practice Direction on Self-Employed Practice for more information, and consult an insurance broker (such as Lloyd Sadd) to obtain coverage.
